Agribusiness
Financing the crop season and local processing.
Agribusiness
Our view of the sector
West African agribusiness suffers less from a shortage of land or labour than from a shortage of crop pre-financing and local processing. Agricultural financing remains structurally more expensive than in other sectors, for lack of guarantee instruments suited to the production cycle.
What we do
- Structuring of crop pre-financing backed by purchase contracts
- Advising local processing units on their financing plans
- Mobilisation of concessional financing and guarantees from development finance institutions
- Salam or Murabaha-type Islamic structuring for agricultural cycles
Questions we know how to address
- What guarantee architecture suits agricultural crop pre-financing?
- How should a Salam-type Islamic financing be structured for an agricultural cooperative?
- How can harvest guarantees be combined with export foreign exchange hedging?
Structuring advisory for an agro-industrial processing unit — named references available on request, subject to the non-disclosure agreements in force.
Three reasons to entrust us with an agribusiness mandate.
Guarantees aligned with the actual production cycle.
We structure crop pre-financing around the agricultural calendar, not around a standard bank repayment schedule ill-suited to the sector.
A dual perspective, conventional and Islamic.
Conventional financing or a Salam/Murabaha structure: we propose the structure that matches your counterparty, not a single imposed framework.
Export foreign exchange hedging built in.
Harvest guarantees and currency hedging are designed together from the structuring stage, not added after the first cash-flow warning.
